Having a Hard Time Financing a Vehicle? We Can Help at Moody Motor Co. Inc.

First-time buyers usually have a few hurdles to cross before they can find a lender. With no credit history or perhaps even a rough start to your credit status, those hurdles become harder to clear. However, our first-time buyer program is designed to clear those problems. Check out how Moody Motor Co. Inc. is helping first-time buyers like you get approved for an auto loan.

Who Qualifies for this Program?

Low Credit Usage

If you have little to no existing credit history, you're a prime candidate for our program. Loan companies are usually hesitant to offer loans to new customers because they don't want to take the risk. That's not how we operate. We're willing to give you the benefit of the doubt and help you get approved for your first auto loan today.

No Negative Marks on Your Credit

Things like bankruptcies and past due accounts will keep buyers from this first-time opportunity. If you have any negative marks, we may still be able to help you get an auto loan, but not with this specific program.

No Previous Auto-Financing History

If you've already had any financing history, then you won't qualify as a first-time buyer. This includes small auto loans for cash cars or similar purchases.

You Have Verifiable Income

We will check to see if you have a steady monthly income. It's our way to determine how much you can afford and if you can stay on track with the monthly payments.

What Are the Benefits of the Program?

As a first-time buyer, our team will help negotiate lower initial down payments, lower interest rates, and more manageable monthly payments. Everything is geared toward you and your initial auto financing experience. We do what we can to get you off to a good start, so you can improve your credit score and reach your goals. You will have access to new Ford models, certified pre-owned vehicles, and used vehicles. Here's a quick look at some of the options that could be available for you.

New Ford Inventory

A new Ford is a great way to travel around Wagner, SD. Select models are equipped with 4-wheel drive to help navigate the winter weather, heated seats to keep you warm and toasty during your commute, and luxury features like multi-contour active motion massage seats for the front row. Models with these features include the Ford Explorer, Ford Expedition, and Ford F-150. Browse our new Ford lineup and find a vehicle that you'll love as a first-time buyer.

Pre-Owned and Certified Pre-Owned Inventory

Your first-time purchase doesn't have to be a brand-new vehicle. Many of our customers from Springfield, SD, and the neighboring cities find satisfaction with a pre-owned vehicle. Lower costs, great value, and reliability are three things that make our used inventory more appealing. You can shop for vehicles from brands like Nissan, Toyota, Dodge, Audi, Lincoln, and others. Likewise, you can shop for certified pre-owned Ford models to find more advantageous selections. Your options are plentiful at Moody Motor Co. Inc. near Brunswick, NE.

Moody Motor Co. Inc.

If you're looking for a dealership near O'Neill, NE, that can help you with your first automobile purchase, then you've found one. Moody Motor Co. Inc. will help you clear the hurdles and get right in the driver's seat of a new or used vehicle. Start your auto financing application online, and we'll help you to the finish line.

How can we help?

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  1. Moody Motor Co Inc.

    251 Spruce Ave
    Niobrara, NE 68760

    • Sales: (800) 745-5650
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Get in Touch

  • Contact our Sales Department at: (800) 745-5650
  • Monday8am-5:30pm
  • Tuesday8am-5:30pm
  • Wednesday8am-5:30pm
  • Thursday8am-5:30pm
  • Friday8am-5:30pm
  • Saturday8am-2pm
  • SundayClosed